About KPB Fincare

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KPB Fincare is India’s first fully paperless and cashless microfinance institution. Across the first set of 20 branches in Kerala, in addition to targeted impact funding, we are taking our customers to the next generation of banking – by making them operate in the digital banking domain confidently and comfortably.

Every single loan is disbursed into the bank accounts of the customers after a fully paperless onboarding process – which involves tab based e-KYC and e-sign. Similarly our customers does repayments mostly by transferring the money into the company bank accounts, making our branches completely cashfree.

KPB Fincare is a fully owned subsidiary of KPB Holdings Ltd, a financial holding company having several other financial establishments.


Our Model

Rural Livelihoods

Our focus on the rural poor is by sharply focussed impact funding for economic activity - enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services. We closely work with established Livelihood Collectives run by large social service organisations to achieve our goals.

Urban Poverty Alleviation

Millions of rural poor move to urban areas annually in the hope of better employment prospects. Our focus in the cities of the country aims to cater to the needs of the vulnerable in urban areas so that they could access skilled employment opportunities and succeed in attaining better quality of life on a sustainable basis.

Education

Breaking away from the traditional model of Microfinance funding, the focus on Education aims at enabling the poor in Rural and Urban areas help pay the education fees of their children from Kindergarten to class 12.

Latest News

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The first branch of KPB Fincare (P) Ltd., - a fully owned subsidiary of KPB Holdings Ltd. - India’s first Cashless and Paperless Micro Finance Company, was inaugurated at Kottarakkara, Kerala on 25th Mar’17 by Shri. Sethumadhavan - Akhila Bharatheeya Karyakarini Amantrit Sadasya , Shri PEB Menon - Pranth Sangh Chalak, Shri Divakaran - Jilla Sangh Chalak, Shri Harikrishnan- Pranth Pracharak, Shri TS Jagadeesan- MD KPB Nidhi Ltd, Shri Rajan Nair- MD Poyilakkada Fisheries Pvt. Ltd. & Director KPB Nidhi Ltd., Shri Vinu Krishnan- MD KPB Fincare (P) Ltd., Shri Jaikrishnan G -Director KPMG.